
Schengen insurance is a mandatory travel
insurance policy required for individuals applying for a
Schengen visa. It must meet specific requirements, including a minimum coverage
of €30,000 for medical emergencies and repatriation.
The cost of Schengen insurance can vary
based on several key factors:
1. Duration of Travel
- The
longer your stay in the Schengen Area, the higher the premium. Insurance
is typically priced per day, week, or month.
2. Traveler’s Age
- Older
travelers (especially those over 60 or 70) often face higher premiums due
to increased health risks.
3. Coverage Amount and Type
- Policies
that offer broader coverage (e.g., trip cancellation, personal liability,
or theft protection in addition to medical expenses) tend to cost more.
- Some
policies also offer zero-deductible options at a higher price.
4. Health Condition of the Traveler
- Pre-existing
medical conditions may either raise the cost or be excluded unless
specifically covered with an additional premium.
5. Insurance Provider
- Costs
vary depending on the insurer’s pricing model, reputation, and the level
of assistance services provided (such as multilingual support or fast
claim processing).
6. Purpose of Travel
- Tourists,
business travelers, students, and workers may be offered different rates
depending on risk profiles and the length of stay.
These factors together influence the total cost of
obtaining valid Schengen insurance for visa application and travel within the
Schengen Area.
Additionally, if you are looking for an affordable travel
insurance provider, our team at Schengen Visa Itinerary
has crafted several tailored packages to make the process seamless. These
packages are designed to meet the needs of different types of travelers and
include not only travel insurance for the visa but also other essential
documents, such as hotel bookings
and flight
itineraries for visa applications.
If you have any questions or require assistance, our
experienced team is here to support you. Please feel free to contact
us at any time.










