Following are the member states which are included in
the Schengen Travel Insurance policy: Austria, Belgium, Czech Republic,
Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy,
Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland,
Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
Whether the purpose of the trip is leisure or
business, it is mandatory to have Schengen travel insurance. The cost of a
Schengen visa fee is €60 per person. However, it depends upon the age of the
applicant, nationality and some other factors. It offers a minimum coverage of
at least €30,000 or US$50,000.
In the Schengen Visa Itinerary, we have good services (Flight Itinerary,
Hotel Booking
and Travel Insurance) are there.
Schengen Travel Insurance India:
In case a person is travelling from India, travel insurance is necessary. One
should keep the following points in mind:
Valid for all member states:
The insurance shall be valid to all the member states of the Schengen area and
also covers the whole period of the stay. The duration of the travel can be as
short as 8 days and as long as 183 days. The choice of stay depends on the
travellers. This can also include a trip, to and from, within member states
during the entire length of the stay.
Covers all unforeseen medical emergencies:
Travel insurance for Schengen visa includes all kinds of unforeseen medical
mishaps, repatriations and sudden hospitalization due to an illness. Moreover,
it provides coverage in case of death of the person. It also covers all the
medical expenses in case of any injury while travelling. However, the Schengen
Travel Visa does not cover pre-existing diseases or an injury on account of any
sports such as skiing and scuba diving. This does not apply even when the person
is travelling to a war-hit country, where the risks are higher.
In case one is looking for the best Schengen travel
insurance policies, there are some advantages that one gets:
Easy visa process:
The process is easy and assisted online like any other visa application. The
visa applicant will receive a letter of appointment in his email as an
attachment after he/she will purchase his/her Schengen travel insurance. At the
time of his/her visa appointment, he/she may have to present the hard copy of
the same letter.
Trip cancellation or delay:
There is a provision in the policy regarding any kind of interruption in the
trip such as a change or cancellation of the trip and delays due to bad weather
conditions, other natural calamities or death of any close relative. Trip
interruption is a valuable benefit that the insured gets. It can help the
traveller to make his/her own necessary travel arrangements instead of getting
stuck and return home safer before the planned dates.
Loss of baggage or travel documents:
In the case of a loss or theft of baggage, the insurance covers and helps the
person with the cost of his/her important content in the lost luggage. It also
covers for any kind of damage to the luggage or if there is a requirement of
its replacement.
Best Schengen travel insurance is easily available
online at the cheapest rates. One can also get the visa offline with the help
of a trusted travel partner. However, it is essential that the insurance
partner is licensed and recognised one and has a valid business dealing in
Schengen countries.
However, to make the tour full proof, the person
should conduct his/her own research and compare the rates of all the travel
insurance available, both online and offline. Comparing their key points which
are included in the travel insurance policy helps. The decision to choose the
best Schengen travel insurance should be based on well-rounded research.
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