Yes, if you need a visa to travel to Europe, then you
will have to get travel insurance because it is a mandatory part of the visa
application process. Simply said, if you do not have a valid insurance policy,
then the Embassy will automatically reject your request for a visa.
When visiting Europe, travellers should be able to
handle and financially cover medical services in case of an accident, injury or
any other sudden event.
To take care of unexpected expenses that arise while
travelling, having travel insurance has been proven to help travellers with
financial support and comfort to continue their travel journey without worries.
On the other hand, if you do not need a visa to travel
to the Schengen Area, then it is not strictly necessary to be insured (although
it is still highly recommended!).
Even though travel health insurance is worth having
for all travellers to Europe, not everyone is required to have it. A travel
insurance policy is a mandatory requirement only for travellers who need to
apply for a Schengen visa.
Schengen
Visa Insurance Requirements
The Schengen visa travel insurance plan must meet
these requirements:
• It
should cover at least €30,000 for medical expenses and emergency evacuation.
• It
should be valid in all 26 countries in the Schengen Zone.
• It
should be valid for the entire duration of time you are in Europe.
Luckily, because it is required at Embassies for the
visa application, most insurance companies offer policies designed specifically
to meet these requirements.
Companies such as Schengen Visa Itinerary
offer affordable travel
insurance that is required by Embassies when applying for a
Schengen visa. And We also offer Flight Reservation
and Hotel
Reservation to complete your visa requirements.
Proof
of Purchased Health Insurance for Schengen Visa
When you apply for a visa, the Embassy will ask to see
proof of purchased Schengen travel insurance. This usually goes by the name of
“travel insurance certificate” and your insurance company will give it to you
when you subscribe to one of their plans.
If the Embassy you apply to has certain specific requirements
about the insurance certificate, then just contact your insurance company and
they will most likely give you a certificate suited to your situation.
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