Travel insurance is a type of protection for your
trip. It ensures that you will receive compensation for any unplanned expenses
due to medical emergencies abroad, loss of personal items while travelling, for
missed or delayed flights, or in case you have to cancel your trip.
So, if you get into an accident or become ill while
you’re in a foreign country and have to get medical assistance, then your
travel insurance will cover the cost of your medical bills.
If you have to cancel your trip for some reason, then
your travel insurance makes sure you don’t lose all your money. They will
reimburse you part of your pre-paid expenses, such as accommodation and flight.
If you lose your luggage or it gets stolen during your
travels, then your travel insurance will reimburse you for the cost of lost
items.
You can get even more coverage, such as repatriation
or emergency evacuation, where your insurers cover the costs of you having to
evacuate a foreign country.
Some countries demand that you have travel insurance
so that you can pay for your medical expenses. In some cases, healthcare is
really expensive, and tourists leaving without paying their medical bills can
put a strain on the hospitals.
What
Should a Good Travel Insurance Policy Include?
A good travel insurance policy should cover any
medical emergencies which may happen abroad, as well as protect you against
financial loss. You can customize it according to your needs, but a basic
policy must always have the following features:
• Medical
emergencies coverage
• Trip
disruption (cancellation, delay) coverage
• Coverage
for loss of personal belongings
• Coverage
for emergency evacuation or repatriation
Schengen Visa Itinerary provides three types of services: Flight Reservation, Hotel Booking and Travel Insurance. You can use one of the services, a combination of two of them or all three, if you need so. In addition, you have the opportunity to choose between getting the service delivered within 6 hours or 24 hours.
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