Planning a trip to Europe? Whether you are traveling
for business or pleasure, travel insurance is necessary for getting your
Schengen visa. This is because these countries require proof of sufficient
medical coverage at the time of visa application. Apart from being prerequisite
for visa application, international travel insurance is also a necessity for
travelers especially if they need to cope with the expensive medical treatment
abroad and also deal with the numerous high costs that might pop up while traveling.
With overseas travel insurance, you are protected against risks such as loss of
baggage, trip cancellation, personal accident, loss of passport, etc. Benefits
of Travel Insurance for Schengen Countries
• Financial
Recovery for Medical Expenses
Accidents and illnesses can happen any time. If you
fall sick on your trip abroad or have an accident that might require
hospitalization, then your travel insurance is there to take care of the costly
medical treatments in Schengen countries. With travel medical insurance, they
can get reimbursement for medical expenses. This includes emergency surgery,
diagnostic tests and medical aid suggested by the physician abroad.
Additionally, travel insurance also covers personal accident However, you
should keep in mind the exclusions of the travel insurance policy. For example:
many travel insurance plans do not cover pre-existing medical conditions.
• Protection
against Trip Cancellation
One of the most important benefits of Schengen Travel
Insurance is that you get protection against trip cancellation or curtailment.
There are many unexpected circumstances that can lead to your travel being cut
short. In such as case, you can lose a substantial amount of money. Travel
insurance provides compensation for these losses.
• Coverage
against Unforeseen Loss of Baggage / Passport
There are many things that can go wrong when you are
traveling to a foreign country. Loss of baggage or passport are some unforeseen
circumstances that can leave you stranded. With Schengen travel insurance you
get coverage for loss of checked-in baggage, loss of travel documents such as
passport and visa, as well as cover for delay of checked-in baggage including
reimbursement for purchase of clothes and toiletries when the delay is more
than 12 hours. Apart from the above-mentioned benefits, travel insurance also
offers travel assistance and 24-hours helpline to help their travel insurance
customers deal with unfavourable situations while traveling to Schengen
countries. There are a number of general insurance companies offering Schengen
travel insurance. The policies may differ in terms of coverage. This is why it
is necessary to read the fine print to ensure that the travel insurance policy
you choose covers the things you want. Also, you should check whether there is
provision for extension of travel insurance in case you need to extend the
travel duration. You need to select a Travel Insurance Europe plan that is not
only comprehensive but also fits into your budget. It should be easy to buy the
policy and the company should also offer hassle-free claim settlement. Europe
is a dream destination for many people and if you are planning a family
vacation, an adventure trip or a honeymoon cruise, Schengen travel insurance
will help you keep yourself and your family safe.
If you need support with an upcoming trip to the
Schengen Area, please contact us today.
We
are providing Flight Reservation,
Hotel
Reservation and affordable Travel
Insurance to complete your visa requirements.
No comments:
Post a Comment