When Is the Best Time to Get Travel Insurance for Schengen Area?

 

When you’re planning a vacation, you’re probably thinking about booking a flight, a hotel and maybe a rental car. While you’re in the process of all that planning, it’s a good time to consider another important piece of the vacation planning puzzle: protecting your trip with travel insurance. Purchasing Travel Insurance is a smart, inexpensive investment that can provide financial protection in cases of covered trip or flight cancellations, unexpected medical expenses while traveling and costs incurred due to baggage delays, loss or theft.

When Is the Best Time to Get Travel Insurance?

If you’re wondering when you should buy travel insurance, the simple answer is, “as soon as possible.” Ideally, you’ll buy coverage no later than 15 days prior to your trip. But figuring out the type of coverage you need, how much you need and what supplemental coverage will help protect your trip, requires thoughtful consideration of what you’ll be doing on your trip and what risk factors you may encounter along the way.

If you don’t purchase insurance by that 15-day marker or you had to book your trip on short notice, you’ll still be able to buy coverage. Just understand that, typically, the coverage will cost a little more.

Should I Purchase Travel Insurance Before or After Booking?

Though you can buy travel insurance before you book your flight, it’s actually better to wait until after you reserve your seat on the plane. This way, you’ll know your ticket price and can make sure your travel insurance will cover the full cost of the ticket, in case you need to file a claim later.

Typically, the more information you have about your trip and your estimated expenses, the easier it will be to buy coverage that best suits your needs.

When Is It Too Late to Buy Travel Insurance?

In general, you can buy coverage any time before the date of your trip. That said, it’s always best to buy coverage as soon as you make your reservations. The sooner you buy travel insurance, the sooner you’ll be protected and the more benefits you may be eligible to receive.

To make an Affordable Travel Insurance you could use the services of Schengen Visa Itinerary. We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.

If you need support with an upcoming trip to the Schengen Area, please Contact us today.