Schengen Travel insurance for Europe covers the cost
of your medical bills in the EU. When you buy an insurance policy, the company
will give you an Insurance Certificate/Letter or a Medical Card, which you can
show medical staff to prove you have insurance. Then, depending on the hospital
policies, they can contact the insurance company directly to settle the bills.
Sometimes, you may have to pay upfront and then make a claim with the company
for reimbursement.
Either way, in case of a medical emergency, you should
contact the company as soon as possible at one of their contact numbers. Most
companies Like Schengen Visa
Itinerary have 24/7 assistance helplines.
Schengen Visa Itinerary provides three types of
services: Flight Reservation,
Hotel Booking
and Travel Insurance.
You can use one of the services, a combination of two of them or all three, if
you need so. In addition, you have the opportunity to choose between getting
the service delivered within 6 hours or 24 hours.
Can
I Extend My Schengen Travel Insurance Policy?
If you have not travelled yet to Europe, then it is
possible to adjust the dates on your policy and pay a higher fee. If nothing,
you can simply cancel your existing plan and get another one.
However, it is not always guaranteed you will be able
to extend the policy after you have already travelled to Europe. In order to
extend your Europe travel insurance policy when you are already on the trip,
you will have to contact the company directly.
Based on your situation, they will decide whether it
is possible to extend your insurance coverage past the agreed-upon time. You
will likely have to prove that you do not intend to make a claim after the
extension. We have Additional benefits also for Europe
Additional
Coverage for Europe
Some health insurance companies might also cover these
incidents or disturbances, which can happen during your trip to Europe:
• Trip interruption. If you have to
return home in the middle of the trip to Europe or cancel for reasons outside
your control, travel insurance reimburses some of your non-refundable costs.
• Flight delay. If your trip to Europe is
delayed while you are travelling, then the company pays for accommodation and
food during the waiting time.
• Loss or theft of baggage. The company
reimburses some of the lost costs if your baggage and belongings are stolen or
damaged while travelling to Europe.
• Personal liability. If you damage
property or you cause bodily injury to someone else while in Europe, travel
medical insurance covers the resulting costs.
• Adventurous activities. You may be able
to extend coverage for injuries related to certain “adventure” sports, such as
skiing or scuba diving. Other sports, which are deemed too risky, are always excluded.
If you need support with an upcoming trip to the
Schengen Area, please Contact Us today.
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