While applying for a Schengen Visa it is mandatory to
produce a copy of Travel
Insurance. The insurance company must have a physical office in
the Schengen territory. The insurance policy must be valid for the entire
duration of stay. The minimum coverage of the policy has to be Euro 30,000/-.
Visa requirements for these Schengen Countries are
practically identical, so owning a travel insurance will help process your Schengen
Visa in a smooth manner.
Why
we need Travel Insurance for Schengen visas?
The concept of travel insurance relates to covering
your medical expenses in case of an injury or unexpected sickness that arises
during your trip. Whether you need health insurance when travelling to a
foreign country depends on the desired destination and the ability to
personally cover any health care needs during your stay in a certain foreign country.
Schengen visa travel insurance plans typically cover
the following:
• Medical bills. The medical insurance
company will cover your medical treatment bills if you get into an accident or
suddenly fall ill while you are in Germany or another Schengen country. This
includes hospitalization, doctor visits, prescription medication, surgery, etc.
• Emergency medical evacuation and
repatriation. Suppose you have a major medical emergency while you are in
Germany or another Schengen country, and you need to be evacuated to your home
country for treatment. In that case, the travel insurance company covers the
cost of things such as an air ambulance. Repatriation covers the costs of
returning the body home if the traveller passes away while in Europe.
However, travel insurance is necessary for most
people, especially the elderly, people who have predetermined medical
conditions and are bound to constant therapy or most importantly if the
traveller’s destination happens to be an underdeveloped region.
Besides medical expenses, travel insurance is destined
to cover different losses suffered during the trip, including one’s own country
and internationally. Unexpected happenings like lost luggage, cancellation of
your flight at the last moment, travel agency or accommodation bankruptcy will
most definitely ruin your trip. Therefore, a travel insurance policy is
designed to provide cancellation insurance by means of a full or partial
refund.
Whether you are travelling once or several times
during a short period of time, the travel insurance policy will match and cover
the exact number of days spent in the international territory, in this case,
the Schengen territory, with the price ranging accordingly.
You are all set! Travelling to any or all of the
Schengen countries is a boon and we are here to help you experience that. If you
are travelling for leisure or work, a solo trip or a family vacation, Schengen Visa Itinerary’s
Travel
Insurance is here to make your journey smooth and hassle-free.
We also offer Flight
Reservation and Hotel
Reservation to complete your visa requirements.
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