What Is Travel Insurance and How to Buy Schengen Visa Travel Insurance Online?

 

The concept of travel insurance relates to covering your medical expenses in case of an injury or unexpected sickness that arises during your trip. Whether you need health insurance when travelling to a foreign country depends on the desired destination and the ability to personally cover any health care needs during your stay in a certain foreign country.

However, Travel Insurance is must for most people, especially the elderly, people who have predetermined medical conditions and are bound to constant therapy or most importantly if the traveller’s destination happens to be an underdeveloped region.

Besides medical expenses, travel insurance is destined to cover different losses suffered during the trip, including one’s own country and internationally. Unexpected happenings like lost luggage, cancellation of your flight at the last moment, travel agency or accommodation bankruptcy will most definitely ruin your trip. Therefore, a travel insurance policy is designed to provide cancellation insurance by means of a full or partial refund.

Whether you are travelling once or several times during a short period of time, the travel insurance policy will match and cover the exact number of days spent in the international territory, in this case, the Schengen territory, with the price ranging accordingly.

How to Buy Schengen Visa Insurance Online?

Most insurance companies operate online, so you can simply purchase a travel insurance plan directly from their website.

To purchase Travel Insurance, You have to follow these Steps:

1.       Visit the Schengen Visa Itinerary website

2.       Complete the online application form. You have to give your name, nationality, age, destination, and the dates of travel.

3.       Select which plan (Travel Insurance, Flight Itinerary and Hotel Reservation) you want. There is usually more than one plan available. You can read the benefits of each plan to find one suited to your needs.

3.       Make the payment. You can usually pay by a credit/debit card or through PayPal. The cost of the insurance plan depends on the information you provided (age, length of trip) as well as the plan you chose.

4.       Download and print the Insurance Certificate. You need this to hand in to the Embassy when you apply for a visa. It will be in PDF format.

If you need support with an upcoming trip to the Schengen Area, please contact us today.