Do I need extra travel cover for Adventure Sports and What Does Schengen Visa Travel Insurance Cover?

 

If you are planning a more adventurous holiday, you might need to pay to add extra cover to your policy or even look for a specialist Travel Insurance provider that covers more extreme activities.

Check your policy details carefully if you are intending to do any sports activities while you are away. Sports cover can vary greatly between insurance providers, and some of the inclusions and exclusions can be surprising, so make a note of what does (or does not) appear in standard policies. This is especially important for winter sports and water sports. Again, you may need extra cover or specialist insurance if your chosen activity is not covered.

What Does Schengen Visa Insurance Cover?

Schengen visa travel insurance plans typically cover the following:

•        Medical bills. The medical insurance company will cover your medical treatment bills if you get into an accident or suddenly fall ill while you are in Germany or another Schengen country. This includes hospitalization, doctor visits, prescription medication, surgery, etc.

•        Emergency medical evacuation and repatriation. Suppose you have a major medical emergency while you are in Germany or another Schengen country, and you need to be evacuated to your home country for treatment. In that case, the travel insurance company covers the cost of things such as an air ambulance. Repatriation covers the costs of returning the body home if the traveller passes away while in Europe.

Additional Coverage for Europe

Some health insurance companies might also cover these incidents or disturbances, which can happen during your trip to Europe:

•        Trip interruption. If you have to return home in the middle of the trip to Europe or cancel for reasons outside your control, travel insurance reimburses some of your non-refundable costs.

•        Flight delay. If your trip to Europe is delayed while you are travelling, then the company pays for accommodation and food during the waiting time.

•        Loss or theft of baggage. The company reimburses some of the lost costs if your baggage and belongings are stolen or damaged while travelling to Europe.

•        Personal liability. If you damage property or you cause bodily injury to someone else while in Europe, travel medical insurance covers the resulting costs.

•        Adventurous activities. You may be able to extend coverage for injuries related to certain “adventure” sports, such as skiing or scuba diving. Other sports, which are deemed too risky, are always excluded.

Additionally, if you are looking for affordable and verifiable Travel Insurance provider then give it a try Schengen Visa Itinerary. They are offering flight reservation for visa, hotel booking at your destinations and Travel Insurance for any Schengen visa country.