What kind of travel insurance is required for visa approval?

When you are applying for a visa to travel internationally, especially to regions such as the Schengen Area in Europe, you often must show proof of travel insurance that meets specific requirements; otherwise, your visa application can be refused.

Travel Insurance Required for Visa Approval

1. Emergency medical coverage  

Your policy must cover medical treatment and hospitalization for accidents or sudden illness during your stay. 

•        Typical minimum coverage: €30,000 or more (common for Europe) 

•        Coverage limits must be clearly stated on the certificate 

2. Medical evacuation and repatriation  

The insurance must include: 

•        Emergency medical evacuation 

•        Repatriation of remains in case of death 

This is a critical requirement for most visas.

3. Valid for the full trip duration  

The policy must: 

•        Cover the entire length of your stay 

•        Start on or before your intended entry date 

•        End on or after your departure date 

4. Valid in all destination countries 

Your insurance must be valid in: 

•        The country issuing the visa 

•        Any additional countries you plan to visit during the trip 

For example, Schengen insurance must cover all Schengen states, not just one.

5. Recognised and acceptable provider 

Some embassies or consulates may require that the insurer be recognized or approved, especially for Schengen visa applications. This process may take time, as there are many different packages offered by hundreds of travel insurance providers. Holiday planning should be enjoyable, not stressful.

An alternative option is to use professional travel agencies or verified online platforms such as Schengen Visa Itinerary. We are here to help you meet your travel insurance requirements easily and without hassle. Our team at Schengen Visa Itinerary has created several packages to suit the needs of different types of travellers. These packages not only include travel insurance for visa applications but also other required documents, such as hotel bookings and flight itineraries for visa applications.

Important Tips 

·       Always check the specific requirements of the country’s embassy or consulate, as rules vary by visa type and nationality. 

·       Choose a genuine, verifiable policy, as embassies may verify it. 

·       Refundable or flexible policies are recommended in case your visa is refused or your travel dates change.

If you still have questions or need professional assistance, our team at Schengen Visa Itinerary is here to help you choose the right travel insurance and ensure a smooth visa application process.