Why Is Schengen Travel Insurance Mandatory, and How Can You Get It?

Schengen travel insurance is mandatory because it protects both travellers and Schengen member states from unexpected financial and medical risks during short stays in Europe.

Below is a clear explanation of why it is required and how it can be easily obtained.

Why Is Schengen Travel Insurance Mandatory?

Schengen travel insurance is a visa requirement for travellers who require a Schengen visa. The rule is established under the Schengen Visa Code and applies to all 27 Schengen countries.

1. Covers Medical Emergencies 

Healthcare in Europe can be expensive. Mandatory insurance ensures that you are covered for:

·       Emergency medical treatment 

·       Hospitalisation 

·       Doctor visits 

·       Prescription medicines 

2. Covers Medical Evacuation and Repatriation 

If you suffer a serious illness or accident, the insurance covers:

·       Emergency evacuation to your home country 

·       Repatriation of remains in extreme cases 

3. Protects Schengen States 

Insurance guarantees that governments will not have to bear medical costs for foreign visitors.

4. Mandatory Visa Requirement 

Without valid travel insurance:

·       Your Schengen visa application may be rejected 

·       Even approved visas may be cancelled at border control 

How Can You Get Schengen Travel Insurance?

1. Purchase from an Approved Insurance Provider 

You can purchase insurance online or offline from insurers that issue Schengen-compliant policies.

2. Use a Visa Assistance Service 

Many travellers choose trusted visa support services, such as a Schengen visa itinerary service that provides affordable travel insurance.

To receive your travel insurance certificate quickly, follow these steps:

1. Visit the Schengen Visa Itinerary website

2. Select the travel insurance package that best suits your needs.

3. Submit your travel details and complete the payment online. 

4. Receive your official proof of travel insurance directly by email. 

These packages are designed to meet the needs of various types of travellers and include not only travel insurance for visa applications, but also other essential documents, such as hotel bookings and flight itineraries.

Final Note:

Schengen travel insurance is not just a formality—it is a legal requirement and a safety net that protects you financially and medically while travelling in Europe. Choosing a compliant, reliable insurance policy ensures smooth visa approval and stress-free travel.

If you still have questions or require professional assistance with travel insurance for your visa application, you may contact the team at Schengen Visa Itinerary for guidance and support.