Who must purchase and Who provides Schengen Visa Travel Insurance?

 

All the travellers visiting any of the Schengen countries from a country that is not under the visa-exempt category must possess the Schengen travel insurance. This includes individuals or a group of travellers regardless of the age of the applicant, duration of stay, or purpose of visit.

Since India is not among the visa-exempt countries, all Indians nationals must purchase a Schengen visa travel insurance India before applying. Although there are various options while doing so, you must purchase an insurance that at least meets the requirements mentioned above.

          Who provides Schengen Travel Insurance?

There are various insurance providers in today’s market. In fact, the provider with whom you have a health insurance policy might even cover international travel. However, they usually have certain limitations. As a result, you must still check if they meet the conditions required for the Schengen visa insurance.

These days, you can even apply for a Schengen visa travel insurance online. Nevertheless, it is essential to note that you must select an insurance provider that has been licensed and is accepted by the Schengen country’s embassies and consulates.

In its place, you can also use the visa consultation services of a travel agent or find one online like Schengen Visa Itinerary. The guys from Schengen Visa Itinerary can handle most of your visa requirements, such as flight itineraries, Travel Insurance and hotel reservations, along with free consultation over email.

 

o        How much does Schengen Travel Insurance Cost?

Purchasing your Schengen visa insurance policy can be a complicated process. However, here are a few tips that will help you with this and choose the best policy to ensure a stress-free trip.

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o        Before proceeding to buy a new one, check your current health insurance for the details on what it covers. In certain cases, your current insurance may already cover international trips to Europe.

o        If it does cover medical costs for international travel, check the conditions and limitations on the policy. You must also check if it meets the requirements for the Schengen visa insurance. (min 30,000 Euros)

o        in case you are travelling via road to the Schengen, it is always better to get add ones to your medical insurance that covers your valuable possessions in case of road accidents.

o        Apart from normal insurance covering medical emergencies, you can also choose policies that cover loss or theft of your valuable possessions, flight cancellations and so on.

o        If you are travelling to a high-risk zone, taking part in adventure sports, or if you are travelling with pre-existing conditions, it is recommended that you purchase additional insurances to cover these.

o        Since you might be exposed to various climate and environmental conditions, there is a high risk of illnesses. As a result, if you possess any pre-existing medical conditions, it is always advised to carry your medical file describing the condition, as well as any prescription for the drugs. This can help in case an emergency arises while you are in the Schengen region.