Each year, millions of tourists and business
travellers are able to travel freely within a borderless zone of 26 European
countries by applying for a Schengen visa. The largest free travel area in the
world, the Schengen Area is made up of European countries that have officially
abolished all passport and other forms of border control at their mutual
borders.
Today, the Schengen zone comprises the following
countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France,
Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania,
Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia,
Spain, Sweden, and Switzerland.
A Schengen visa is a short stay visa which allows its
holder to enter, freely travel within and leave the Schengen zone from any of
the 26 Schengen member countries. It is valid for stays of up to 90 days for
tourism or business purposes.
A question commonly asked by those applying for a
Schengen visa is whether travel insurance is required, and if so, what type of
cover should be purchased? In this article, we examine the requirements around
travel insurance which applicants should take a note of before applying for a
Schengen visa.
What
type of insurance is required?
Medical insurance for Schengen visas must meet the
following criteria:
• A
minimum coverage of at least 30,000 Euros.
• It
should cover all member states of the Schengen Area, including countries you do
not intend to visit.
• It
should cover any expenses which might arise in connection with repatriation for
medical reasons, urgent health attention and/or emergency hospital treatment or
death.
It is highly recommended to get travel medical
insurance which covers the validity period of your Schengen visa. For example,
if you are requesting a one-year visa, your insurance should demonstrate cover
during this period. The cost of travel insurance will depend on the duration of
your visit, and can range from £20 – £300.
As part of your Schengen visa application, you will be
required to submit evidence of your insurance policy or certificate. Failure to
provide appropriate cover may result in the application being refused.
If you are a resident in the UK, you can use your UK
passport to access state medical treatment if required.
Help
with applying for a Schengen Visa
Whilst Travel Insurance
is a mandatory document, you will also be required to submit other supporting
documents that outline reasons for travel, Flight Itinerary
and Accommodation
and means of subsistence when applying for a Schengen visa.
Schengen
Visa Itinerary provides these three types of services. You
can use one of the services, a combination of two of them or all three, if you
need so. In addition, you have the opportunity to choose between getting the
service delivered within 6 hours or 24 hours.
If you need support with an upcoming trip to the
Schengen Area, please Contact us today.
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