If you are applying for a Schengen Visa, then travel
insurance is a mandatory requirement. You will require travel
insurance regardless if you’re traveling for business, pleasure, studying,
holidays or any other reason.
Alternatively, travellers who can travel visa-free to
the Schengen zone do not require travel insurance. However, it is still highly
recommended that you do purchase some travel insurance for protection.
Benefits
of Schengen Travel Insurance
If a traveller were to become ill or get hurt while
traveling, travel insurance would cover the expenses. However, your decision to
get travel health insurance should be based on where you’re planning to travel
to as well as your ability to cover your own health expenses out-of-pocket
should something happen while you’re overseas.
There are other benefits besides health coverage when
having Schengen Visa Insurance. For instance, if you have a last-minute flight
cancellation or lose your luggage, you could use your insurance to get a full
or partial reimbursement. Also, if the travel agency or lodging place you were
using has gone out of business (or suddenly bankrupted), you can recover some
or all your losses with your travel insurance.
If you are visiting just one destination for a
specified duration or visiting multiple European countries within the same
duration, your travel insurance provider should have designed policies that
will have your needs covered. These will be separate packages, so select a
policy specifically for a single trip, or a policy that covers multiple trips
within a year’s time. However, it is always advisable to check your policy to
make sure you are covered for the whole duration. Schengen Visa Itinerary
Safe Trip pricing is calculated according to age, duration and options
selected. You can buy your Schengen Visa Travel Insurance policy and other services
like Flight
Itinerary and Hotel
Reservation also from us.
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