Yes, as soon as you leave the US (or your home
country) to visit Europe and the Schengen area, travel insurance is necessary.
Travel medical insurance is by far the most important asset for any traveler
because those medical expenses will skyrocket if you get sick or injured
abroad.
Plus, your Schengen travel insurance should also cover
things like trip cancellations and interruption. No matter what country you’re
visiting, you need to be prepared.
Why
You Need Travel Insurance for Europe?
It all comes down to a very blunt truth: literally
anything could happen while you’re on the road, and you need to protect
yourself. It’s truly no different than having health insurance in your home
country.
Travelers don’t like thinking about worst-case
scenarios, but it’s the responsible thing to do. And a good travel insurance
policy covers everything from the smallest stuff – like lost and stolen luggage
– to all the big picture items, like natural disasters or broken bones.
In countries where you’re not a resident, the cost of
things like medical bills and emergency evacuation are drastically higher than
in your home country (even compared to the US, where those bills are crazy high
already). So while you might not like the idea of dishing out money for
insurance, you definitely don’t want to return from your trip with hundreds of thousands
of dollars in medical expenses.
Note:
Depending on your home country, you might need to apply for a Schengen visa.
Furthermore, countries outside the Europe Schengen zone may have different visa
and travel insurance requirements than member states inside the Schengen zone,
including the UK. When in doubt, talk to an agent!
Schengen Visa Itinerary
provides three types of services: Flight Reservation,
Hotel Booking
and Travel Insurance.
You can use one of the services, a combination of two of them or all three, if
you need so. In addition, you have the opportunity to choose between getting the
service delivered within 6 hours or 24 hours.
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