What Are the Common Restrictions and Limitations and How to get the Schengen Visa Travel Insurance?

 

Schengen travel insurance policy is the mandatory insurance for any person travelling to Schengen countries. These are 26 countries and require non-European visitors to have a valid visa to enter their region. One has to buy the required travel insurance for Schengen visa. Thus, before applying for a Schengen visa, the traveller has to buy a Schengen travel insurance plan. The policy not only keeps the visitor safe from any financial emergencies but also ensures that required medical coverage is provided to the insured traveller.

What Are the Common Restrictions and Limitations?

•        As previously mentioned, there are travel insurance companies that do not provide coverage for pre-existing conditions internationally. In case you have a condition prior to your departure to Europe, you have consulted a doctor and are already on treatment, and you have decided to travel out of the country, in this case, you are not prone to any medical cost alleviations via your insurer. However, if one is proclaimed fit to travel having the condition under control, most commonly the travel insurance is ought to cover an unexpected emergency related to the condition when travelling in an international domain, an acute onset of the pre-existing condition.

•        Sports – Participation in high-risk activities such as extreme sports, e.g., scuba diving, skydiving, etc., can be excluded.

•        War – Policies may exclude coverage for injuries caused by war when travelling to an endangered war zone.

•        Duration – Many policies specify a time limit for coverage (e.g., 60 days), and the costs differ accordingly.

•        Suicide in an international or domestic domain is excluded from any insurance policy as well as self-inflicted injuries.

•        In the case of any substance abuse, drugs or alcohol, domestic or international, the medical expenses will not be covered by your insurance policy.

To get the Travel Insurance for Schengen Visa

To assist you through this process smoothly, our team at Schengen Visa Itinerary has created several packages to suit the needs of different kinds of travelers. These packages not only include travel insurance for visa, but other required documents too, such as Hotel Booking for Visa Application, Flight Itinerary for visa application.

Additionally, if you are planning to obtain your Travel Insurance for your visa, all you have to do is follow the simple steps below:

1.       Visit the Schengen Visa Itinerary website

2.       Choose the Travel Insurance package

3.       Submit the travel details and make the payment online

4.       Receive flight itinerary by email