Although it is a known fact that travel insurance
policies with lower prices have less coverage and may end up costing more if
you need to make a claim, you can still make smart purchases and save money on
your travel insurance:
• Do not buy from your travel agency or
airline. If you book a trip or flight, the tour agencies or airlines will
sometimes offer complimentary travel insurance as a package deal. Although it
is convenient, in many cases, they have additional fees, and you will end up
paying more for travel insurance than you need or what you are actually
getting.
• See if you can get it online. This is
not only better because it allows you to compare more policies through
comparison websites, but many travel insurers offer discounts for online
purchases.
• Buy it early. Try to buy travel
insurance as soon as you book a trip because it will cover for any costs that
happen between then and the time the trip actually takes place.
• Know what you are insuring. The term
“better safe than sorry” may be true, but there is also such a thing as too
safe. For example, if you have a refundable trip, do not get reimbursement
coverage, since travel insurance companies will only cover non-refundable trips
either way.
• Don’t get high premiums on baggage
loss/theft if you are not taking valuable items with you.
• Get group insurance. If you are
travelling as a family, getting group travel insurance is cheaper than getting
it for each member individually.
• If you
travel frequently, get an annual, multi-trip policy rather than a new policy
each time you travel. Usually, with an annual policy, there is a limited period
of time you are covered for each time you leave the country.
• Check if
you already have travel insurance via your credit card.
Note:
You should not try to save money on travel insurance by getting a policy with
inadequate coverage or high deductible/excess (the amount you have to pay from
your own pocket before the insurance company covers the rest). If you choose a
travel insurance plan with a high deductible, the plan itself will be less
costly, but if you have to make a claim, you will be losing more money in the
end.
How
to get the affordable Schengen Travel Insurance?
To make an affordable
Travel insurance, you could use the services of Schengen Visa
Itinerary. We are here to help you with your travel insurance
requirements easily, without any hassle. We have years of experience in helping
customers with their visa applications and can tell you what travel insurance
plans would be suitable for a Schengen visa.
Additionally, if you are planning to obtain your
Travel Insurance for your visa, all you have to do is follow the simple steps
below:
1. Go to https://www.schengenvisaitinerary.com/
2. Select
the “Travel Insurance”
form from the plans
3. Fill out
the form and submit
4. Get
Travel Insurance confirmation via email instantly
We also offer Flight Reservation
and Hotel
Reservation to complete your visa requirements.
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