Should I buy Travel Insurance before Visa Approval and when is the Best Time to Get Insurance?

Buying Travel Insurance is mandatory to get your VISA application approved; however, it should be bought for many more reasons too.

Generally, travel insurance covers you for medical expenses for injury or sickness while you are visiting a foreign country. It is important that when you travel outside of your own country you have travel insurance to prevent you from having to pay expensive medical bills. Travel insurance doesn’t just over health related issues, most policies also cover against lost baggage and cancellation of flights, so it really is a good idea to consider this type of insurance before you travel – you just don’t know what might happen, so it’s best to cover against all potential disasters!

When is the Best Time to Get Insurance?

The recommended time to purchase travel insurance is within 15 days from the day you booked your trip or started paying for it/made your first deposit. As the departure date nears, and you make more deposits, you can include them on your coverage as well.

Travel health insurance protects you from financial losses as a result of medical emergencies while you are visiting Europe. If you have a valid insurance policy during your trip, then when you seek medical attention, the insurance company will take over the costs. There are two ways it usually works:

The hospital sends the bill directly to the insurance company. You do not need to pay anything upfront.

You pay the bill yourself, and then make a claim with the insurance company to reimburse you. Make sure to save the bill you receive from the hospital.

If you are in an emergency situation, make sure to contact the assistance center as soon as you can so that they can help you or inform you on how to proceed.

If you purchase your insurance last minute or after 15 days have passed from the day, you booked the trip, you may not be able to get full coverage.

Additionally, if a natural disaster such as a hurricane happens or is expected to happen on your intended destination, and you buy insurance after it has been warned, trip cancellation will not be covered in this case.

Additionally, if you are looking for affordable Travel Insurance provider then give it a try Schengen Visa Itinerary. We are here to help you with your travel insurance requirements easily, without any hassle. We have years of experience in helping customers with their visa applications and can tell you what travel insurance plans would be suitable for a Schengen visa.

They are also offering flight reservation for visa, hotel booking at your destinations for any Schengen visa country.

If you need support with an upcoming trip to the Schengen Area, please Contact us today.