Yes, travelers can purchase travel
insurance anytime up until the day before they leave for their
trip. In most cases, travel insurance is bought right after the bookings are
made. This will give you a clear idea about the extent of coverage you need and
any add-ons you should include in your policy. Therefore, if you need to
purchase travel insurance and you have yet to depart for your trip, you may
still do so.
When
Should You Buy Travel Insurance?
Generally, people tend to buy travel insurance a
little after making the bookings for their flights, hotels, and other
touchpoints in their journey.
• Early Booking and Long Gap between
Booking Date & Travel Date.
The answer depends on the gap between the day you have
booked everything and the day you set out to travel. If you are making the
travel bookings a few months in advance, you can wait for some time and then
book the travel insurance. This makes sense because early bookings also give
you the advantage of early cancellation without paying hefty penalties. Therefore,
you can work without insurance in this particular scenario.
• Late Booking and Lesser Gap between
Booking Date & Travel Date.
Most of us do not book a travel plan months in
advance. We might have an idea early on, but we make the bookings closer to
departure date. In this case, it makes sense to buy travel insurance as soon as
possible, ideally within days of having booked the tickets and accommodation. The
reason for doing this is very simple – you get the benefits of pre-departure
coverage. It is advisable to compare travel insurance plans before making a
haste purchase, as this would help invest in the best plan with all necessary
inclusions and added benefits. Travel insurance policies also tend to include
trip cancellation clauses. If your trip gets unfortunately cancelled for a
reason stated in the policy documents, you can cancel the trip while getting a
good enough reimbursement. The answer can also depend on how frequently you
plan to travel:
• For
people who plan to have multiple trips in a year, a plan covering 90, includes
multiple trips, and extends for a year will offer the maximum benefit.
• For
people who take only one or two trips in a year, an individual travel insurance
plan covering one trip will suffice.
Additionally, if you are looking for affordable Travel
Insurance provider then give it a try Schengen Visa
Itinerary. They are offering flight
reservation for visa, hotel booking
at your destinations and travel
insurance for any Schengen visa country.
If you need support with an upcoming trip to the
Schengen Area, please contact us today.
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