Yes, you should. Domestic insurance plans have
coverage only within the country they were purchased in, and do not cover
international travel. If you have domestic insurance but you also plan to
travel to Europe, then you will have to get a Schengen visa insurance plan to
cover you abroad.
Travel
Insurance is mandatory for a Schengen Visa. In
fact, it is compulsory that your insurance policy provides medical coverage of
at least 30,000 euros on your trip. You can also get an affordable Travel
Insurance from Schengen Visa
Itinerary. Its services are cheap and genuine,
and many people claim it has helped them a lot.
Travel health insurance protects you from financial
losses as a result of medical emergencies while you are visiting Europe. If you
have a valid insurance policy during your trip, then when you seek medical
attention, the insurance company will take over the costs. There are two ways
it usually works:
1. The hospital sends the bill directly to the
insurance company. You do not need to pay anything upfront.
2. You pay the bill yourself, then make a
claim with the insurance company to reimburse you. Make sure to save the
bill you receive from the hospital.
If you are in an emergency situation, make sure to
contact the assistance center as soon as you can so that they can help you or
inform you on how to proceed.
How
to Buy Schengen Visa Insurance Online?
Most insurance companies operate online, so you can
simply purchase a travel insurance plan directly from their website. To purchase
one,
1. Visit Schengen Visa Itinerary
Website.
2. Select the service, which you want (Flight
Itinerary, Hotel
Reservation and Travel
Insurance).
3. Make the payment. You can usually pay
by a credit/debit card or through PayPal. The cost of the insurance plan
depends on the information you provided (age, length of trip) as well as the
plan you chose.
4. Download and print the Insurance
Certificate. You need this to hand in to the Embassy when you apply for a
visa. It will be in PDF format.
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