According to the Schengen Visa Code (Regulation EC No
810/2009), all applicants must provide proof of Travel
Insurance when applying for a visa. This requirement is strictly
enforced by all Schengen member states.
Why do you need Travel Insurance for a
Schengen visa?
There are many reasons why you need travel insurance
for a Schengen visa, but here are just a few.
1. Health emergencies
Travel insurance ensures that any health emergencies
are taken care of during your travel. These could range from having an accident
to falling sick and requiring medical attention. If this were to happen, you
may be looking at expensive medical bills. Not only that, some countries might
not even give you access to medical help if you do not have travel insurance.
In addition, each country’s health system is different, for example, some
hospitals provide their ambulance services through a private company, so you
would be expected to pay for that.
2. Travel Delays
Although relatively uncommon, disruptions such as lost
luggage, flight cancellations, or delays can significantly impact a travel
itinerary. Travel insurance can mitigate the financial and logistical
consequences of these unforeseen events, offering compensation or support
services that help reduce their adverse effects. This protection represents
another important reason why comprehensive travel insurance is essential for
Schengen visa applicants.
3. Schengen Visa Requirement
Applicants for a Schengen visa are required to submit
proof of adequate travel insurance. This document is a mandatory component of
the application process and is among the most important items reviewed by the
consular authorities. Without valid insurance coverage, the visa application
will not be considered, as compliance with this requirement is strictly
enforced across all Schengen member states.
Furthermore, having travel insurance can also make the
visa application process smoother. It demonstrates your preparedness and
responsibility as a candidate, which may leave a good impression on the visa
officer reviewing your application. Additionally, it shows your awareness of
potential travel risks and your efforts to mitigate them.
Additionally, if you are looking for an affordable
travel insurance provider, then give Schengen Visa Itinerary
a try. They offer flight
reservations for visas, hotel bookings
at your destinations, and travel
insurance for any Schengen visa country
If you need assistance with an upcoming trip, please
feel free to contact us today.
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