What Are the Key Benefits of Obtaining Schengen Travel Insurance?

Schengen travel insurance offers several key benefits, especially when traveling to or within the Schengen Area. These benefits go beyond merely fulfilling visa requirements. They offer real protection for your health, finances, and peace of mind during your trip.

Key Benefits of Schengen Travel Insurance

1. Medical Coverage 

• Covers emergency medical expenses due to illness or accident while in the Schengen Area. 

• Includes hospitalization, doctor visits, surgery, and medication. 

• Coverage must typically meet a minimum of €30,000.

2. Emergency Medical Evacuation & Repatriation 

• Covers the cost of transporting you to a medical facility or back to your home country if necessary. 

• Includes repatriation of remains in the event of death—a mandatory coverage for visa applications.

3. Travel Delays and Trip Interruptions 

• Compensation for missed connections, flight delays, or trip cancellations due to unforeseen circumstances such as illness, injury, or natural disasters.

4. Lost or Stolen Luggage & Documents 

• Reimbursement for lost, damaged, or stolen baggage, passports, or other personal belongings. 

• Assistance in replacing travel documents.

5. Accidental Death or Disability Benefits 

• Provides a lump sum in the event of accidental death or permanent disability during the trip.

6. Travel Assistance

• Access to a 24/7 helpline for medical referrals, emergency cash transfers, translation services, or legal assistance.

7. Flight Accident Coverage 

• Offers additional benefits in the event of an accident that occurs while you are flying as a passenger on a commercial aircraft.

8. Visa Approval Support 

• Proof of insurance is a standard requirement in Schengen visa applications. 

• Having compliant insurance increases your chances of visa approval.

Bonus Benefit: Peace of Mind 

Even if it is not legally required, Schengen travel insurance ensures you are not left with high medical bills or stranded during emergencies. It is a smart safeguard for both short and long trips.

Additionally, if you are seeking an affordable travel insurance provider, our team at Schengen Visa Itinerary has crafted several tailored packages to simplify the process. These packages are designed to meet the needs of various types of travellers and include not only travel insurance for the visa, but also other essential documents, such as a hotel booking and a flight itinerary for visa applications.

If you have any further questions or require professional assistance with travel insurance for your visa application, please do not hesitate to contact us.