Is it possible to purchase travel insurance after booking your trip, and how can you purchase it?

Yes, it is possible to purchase travel insurance after booking your trip. In fact, many travellers do so. However, the timing of your purchase can affect what your policy covers.

Here’s how it works:

You can buy travel insurance any time before you depart.

Most insurers allow you to purchase coverage up until the day before your trip starts.

Some benefits are time-sensitive.

Certain coverages—such as protection for pre-existing medical conditions or “Cancel for Any Reason” (CFAR) options—are only available if you buy your policy within a specific period (usually 10–21 days after making your first trip payment).

Coverage only applies to unforeseen events.

If something happens before you buy the policy (e.g., a storm is forecast or you have already fallen ill), that event will not be covered.

When You Can Buy It

You can purchase travel insurance any time before your trip begins.

For full protection, especially for trip cancellation, pre-existing medical conditions, or CFAR coverage, it is best to buy it within 10–21 days of your initial trip payment.

If you wait too long, you may lose eligibility for certain optional benefits.

How to Purchase It

Through a travel insurance company’s website

You can visit an insurer’s website and obtain a quote.

You will need to provide trip dates, destination, traveller ages, and total trip cost.

Through a travel agency or tour operator

Many professional travel agencies, such as Schengen Visa Itinerary, offer travel insurance packages when you book your trip. However, you can still add insurance later by contacting them.

Such agencies can assist with travel insurance requirements efficiently and guide you on suitable plans for a Schengen visa.

These packages may also include other essential visa documents, such as hotel bookings and flight itineraries for visa applications.

Summary

You can buy travel insurance after booking your trip, but purchasing it soon after your initial payment provides broader coverage and greater peace of mind.

If you still have questions or need professional assistance with travel insurance for your visa application, you can contact the team at Schengen Visa Itinerary for guidance and support.