What is travel insurance For Schengen Visa and what are the requirements?

Whether you’re heading to snowy slopes or beautiful beaches, going abroad is an exciting experience.

Although accidents can happen while you’re away, the best travel insurance policies provide you with peace of mind; with travel insurance from Schengen Visa, you’ll be covered for many unforeseen costs incurred whilst you’re away.

Our holiday insurance can be used to cover medical expenses, trip cancellation, delays, lost or stolen baggage and personal liability. When you choose Allianz Assistance travel insurance for your trip, there’s no more wondering ‘what if?’.  There’s a policy for most types of travel so, whether you’re heading on a family holiday, a last-minute business trip or jetting off on a few city breaks, we’ve got you covered.

 Below is some more information about our products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

 You spend months planning and looking forward to your holidays, and Schengen visa  travel insurance helps you to protect your investment. There’s no need to worry about whether medical emergencies or delayed flights will affect your trip, because we offer the support you need to handle the unexpected. Plus, with three different levels of cover to choose from, you’re sure to find the right travel insurance for you.

Choose the plan that suits you and you’ll be protected for your holiday. The type of travel insurance you need will depend on the countries you’re visiting, the activities you’ll be doing and the length of your trip. We offer Single Trip and Annual Multi-Trip travel insurance, and can provide cover for Backpackers (under 35) too. 

Schengen Visa Insurance requirements

When you apply for a visa to travel to Europe, you must submit a copy of your travel insurance policy along with your Schengen Visa form. If you fail to prove that you have existing insurance or if your minimum coverage is not enough, your request will automatically be rejected.

Before you purchase your medical insurance for Schengen Visa, you must choose one that meets the following criteria:

·                     A minimum coverage of €30,000. However, if you plan to take part in sports events or engage in similar activities, it is advisable to get some add-ons to be fully covered;

·                     The policy should cover all member states of the Schengen Area, or at the least the ones where you are allowed to travel.

·                     Your insurance must cover the entire period of your stay or transit in the Schengen Area;

·                     Your policy must cover several health expenses, such as repatriation for medical reasons.

If you are an EU or EEA national, you do not need a visa nor travel insurance to cross the Schengen Area borders. However, it is recommended to get health insurance to cover at least urgent medical issues.