How to Save Money on Travel Insurance and How to Get the Affordable Schengen Travel Insurance?

 

Although it is a known fact that travel insurance policies with lower prices have less coverage and may end up costing more if you need to make a claim, you can still make smart purchases and save money on your travel insurance:

•        Do not buy from your travel agency or airline. If you book a trip or flight, the tour agencies or airlines will sometimes offer complimentary travel insurance as a package deal. Although it is convenient, in many cases, they have additional fees, and you will end up paying more for travel insurance than you need or what you are actually getting.

•        See if you can get it online. This is not only better because it allows you to compare more policies through comparison websites, but many travel insurers offer discounts for online purchases.

•        Buy it early. Try to buy travel insurance as soon as you book a trip because it will cover for any costs that happen between then and the time the trip actually takes place.

•        Know what you are insuring. The term “better safe than sorry” may be true, but there is also such a thing as too safe. For example, if you have a refundable trip, do not get reimbursement coverage, since travel insurance companies will only cover non-refundable trips either way.

•        Don’t get high premiums on baggage loss/theft if you are not taking valuable items with you.

•        Get group insurance. If you are travelling as a family, getting group travel insurance is cheaper than getting it for each member individually.

•        If you travel frequently, get an annual, multi-trip policy rather than a new policy each time you travel. Usually, with an annual policy, there is a limited period of time you are covered for each time you leave the country.

•        Check if you already have travel insurance via your credit card.

Note: You should not try to save money on travel insurance by getting a policy with inadequate coverage or high deductible/excess (the amount you have to pay from your own pocket before the insurance company covers the rest). If you choose a travel insurance plan with a high deductible, the plan itself will be less costly, but if you have to make a claim, you will be losing more money in the end.

How to get the affordable Schengen Travel Insurance?

To make an affordable Travel insurance, you could use the services of Schengen Visa Itinerary. We are here to help you with your travel insurance requirements easily, without any hassle. We have years of experience in helping customers with their visa applications and can tell you what travel insurance plans would be suitable for a Schengen visa.

Additionally, if you are planning to obtain your Travel Insurance for your visa, all you have to do is follow the simple steps below:

1.       Go to https://www.schengenvisaitinerary.com/

2.       Select the “Travel Insurance” form from the plans

3.       Fill out the form and submit

4.       Get Travel Insurance confirmation via email instantly

We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.

 

What Are the Requirements and Benefits of Schengen Travel Insurance?

To apply for travel insurance for a Schengen visa, you must know the basic Schengen visa travel insurance requirements:

•        The travel insurance for Schengen visa coverage value must be a minimum of 30,000 euros.

•        It must cover all medical emergencies, medical repatriation, and accident hospitalization costs at the very least. Schengen Visa Itinerary’s Travel Insurance is holistic, covering everything from medical emergencies to travel delays.

•        Your Schengen travel insurance policy must be valid for the entire duration of your trip and in all 26 counties.

•        You have to show your Schengen visa, the type of Schengen visa you have taken, and other relevant documents while obtaining a Schengen travel insurance policy.

•        You have to state your purpose of travelling to a Schengen country and your expected time frame of staying in the continent, whether that is leisure travel, business travel, study travel, family and friend visitation travel, or any other reason.

Benefits of Schengen Travel Insurance

Schengen Visa Itinerary has one of the most comprehensive and best travel insurance for Schengen visas that provide you with:

•        Medical Cover:

The medical cover in the travel insurance for Schengen provides immediate financial assistance if you develop any illness, face an accident, and even the worst-case scenarios of any fatalities. In the scenario you need to continue your treatment in India, it will also cover the costs of evacuating you back.

•        Baggage Cover:

Schengen Visa Itinerary’s travel insurance for Schengen visa, India, also covers any delay or misdirection in your baggage by the airline you are flying in. If your baggage gets lost, stolen, or misplaced by any carrier or delivery, we will cover the costs of your personal belongings for a hassle-free stay.

•        Journey Cover:

For any eventuality that takes place during your journey and derails it, our Schengen travel insurance India will cover the financial loss caused by them. These include flight delays and cancellations, trip cancellations, bounced bookings, passport loss, trip curtailments, among other harrowing scenarios.

•        Covid Cover:

At present, the threat of COVID-19 is still looming at large. While you might take all the necessary precautions, it is possible to contract the virus. Not only can this cause a big dent in your travel plans, but it can pose an immediate threat to your life. With travel insurance for Schengen, you get coverage for medical expenses, trip cancellation, and refunds of amounts spent on bookings, accommodation, and travel.

Schengen Visa Itinerary provides three types of services: Flight Reservation, Hotel Booking and Travel Insurance. You can use one of the services, a combination of two of them or all three, if you need so. In addition, you have the opportunity to choose between getting the service delivered within 6 hours or 24 hours.

 

Is travel insurance compulsory for Schengen visa?

If you are applying for a Schengen Visa, then travel insurance is a mandatory requirement. You will require travel insurance regardless if you’re traveling for business, pleasure, studying, holidays or any other reason.

Alternatively, travellers who can travel visa-free to the Schengen zone do not require travel insurance. However, it is still highly recommended that you do purchase some travel insurance for protection.

Benefits of Schengen Travel Insurance

If a traveller were to become ill or get hurt while traveling, travel insurance would cover the expenses. However, your decision to get travel health insurance should be based on where you’re planning to travel to as well as your ability to cover your own health expenses out-of-pocket should something happen while you’re overseas.

There are other benefits besides health coverage when having Schengen Visa Insurance. For instance, if you have a last-minute flight cancellation or lose your luggage, you could use your insurance to get a full or partial reimbursement. Also, if the travel agency or lodging place you were using has gone out of business (or suddenly bankrupted), you can recover some or all your losses with your travel insurance.

If you are visiting just one destination for a specified duration or visiting multiple European countries within the same duration, your travel insurance provider should have designed policies that will have your needs covered. These will be separate packages, so select a policy specifically for a single trip, or a policy that covers multiple trips within a year’s time. However, it is always advisable to check your policy to make sure you are covered for the whole duration. Schengen Visa Itinerary Safe Trip pricing is calculated according to age, duration and options selected. You can buy your Schengen Visa Travel Insurance policy and other services like Flight Itinerary and Hotel Reservation also from us.

 

IS TRAVEL INSURANCE IMPORTANT FOR A SCHENGEN VISA?

Travel insurance is very important for any visa.

The European Parliament and of the Council of 13 July 2009

(EC) No.810/2009

Application for a Schengen visa for one or two entries shall prove that they are in procession of adequate and valid travel medical insurance to cover any expenses which might arise in connection with repartition for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Member States.

The insurance shall be valid throughout the territory of the Schengen Area Member States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30,000” (……)

WHO GRANTS TRAVEL INSURANCE?

Many companies provide travel insurance, before buying insurance you must be confirmed that your selected company is licensed or not, we suggest Schengen Visa Itinerary and simply fill travel insurance form to get the travel insurance. Here are the steps to get travel insurance from Schengen Visa Itinerary.

1.       Go to Schengen Visa Itinerary

2.       Under the pricing section, you will see travel insurance

3.       Simply click on it and fill the form with all required details

4.       Proceed to the payment whatever comes after filling the form

5.       Once you made the payment you will get an email of a PAID invoice

6.       There turnaround time period is 12-24 hours, within the time period you will receive your travel insurance documents on your email.

Here travels insurance cost is reasonable and Schengen Visa Itinerary is also accepted by European and other all Embassies.

We also provide online services for Hotel Booking/Proof of Accommodation and Flight Itinerary for visa application.

BENEFITS OF TRAVEL INSURANCE:

There are following benefits you enjoy after buying travel insurance

•        Medical care (sudden illness or accident)

•        Delay luggage

•        Travel Delay

•        Lost or stolen luggage

•        Foreign burial expenses

•        Tour cancellation

•        Kidnapping

•        Return of minor

•        Emergency discharge

•        Tour disturbance

•        Pregnancy expenses also covered by insurance

Always carry this ID Card with yourself and you may be required to show this card to get the medical care while you’re traveling journey. You can save this ID card on your phone or tablet or you can print this in hard form for your ease of use.

 

Importance of Travel Insurance for Schengen Visa

 

Generally, travel insurance covers you for medical expenses for injury or sickness while you are visiting a foreign country. It’s important that when you travel outside of your own country you have travel insurance to prevent you from having to pay expensive medical bills. Travel insurance doesn’t just over health-related issues, most policies also cover against lost baggage and cancellation of flights, so it really is a good idea to consider this type of insurance before you travel – you just don’t know what might happen, so it’s best to cover against all potential disasters!

What does Travel Insurance cover?

Travel insurance policies vary depending on the insurer, but most cover the follow risks:

1.       Medical emergencies for accident or sickness

2.       Emergency evacuation

3.       Repatriation of remains

4.       Return of a minor

5.       Trip cancellation

6.       Trip interruption

7.       Accidental death, injury or disablement benefit

8.       Overseas funeral expenses

9.       Lost, stolen or damaged baggage, personal effects or travel documents

10.     Delayed baggage (and emergency replacement of essential items)

11.     Flight connection missed due to airline schedule crash

12.     Travel delays due to weather

13.     Hijacking

14.     Pregnancy related expenses (if travel occurs during the first trimester after which this type of cover varies by insurer)

 

What is not covered under Travel Insurance?

There are certain things that are not covered by travel insurance and you need to know what they are. When you are considering which policy to buy, you must take note of these exclusions. In addition, the terms and conditions regarding any exclusions may vary between insurance companies, so it’s advisable to check thoroughly before purchasing the policy. If these are not covered, you may wish to consider taking additional cover to ensure you are fully protected.

1.       Pre-existing conditions such as asthmas or diabetes

2.       Any sports which are deemed as high-risk such as skiing or scuba diving

3.       Travel to high-risk countries where there could be war, natural disasters or terrorism

4.       Acute onset of pre-existing conditions. This means a sudden or unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning either by a physician’s recommendation or by symptoms, is of short duration, is rapidly progressive and requires immediate care

In the SchengenVisaItinerary we have good services like Flight Itinerary, Travel Insurance and Hotel Reservations are there. For more Information, please visit: https://www.schengenvisaitinerary.com/

How Does the Schengen Visa Travel Insurance Work?

 Travel insurance is a safety net that you can purchase to help you protect your travel investment in case of unexpected events that have a negative impact on your travel plans. It works quite similarly to other insurance policies in the following ways:

1.       Purchase travel insurance before anything actually happens to disrupt your trip. Once the event has occurred, like an act of terrorism, illness or severe weather, you can no longer purchase a plan to cover that or any related events.

2.       Read the chosen plan carefully before buying it. You’ll want to understand exactly what your insurance company will cover and what they won’t.

3.       Provide documentation of your issue while filing a claim. This documentation could be a medical bill, statement from the airline (about your Flight Itinerary) or a flight schedule depending on the situation.

4.       Pay your own costs up-front (most likely). Travel insurance primarily works in a reimbursement structure. You will get reimbursed from the travel insurance company if they approve your claim.

Travel insurance is available for a wide variety of concerns, from delays or cancellation of your trip to medical and evacuation services. Frequently, travellers who are looking for plans end up buying comprehensive travel insurance plans. The right comprehensive plan can provide coverage for a number of things and will include varying levels of coverage for trip cancellation and interruption, some baggage loss and medical emergencies. Some will also offer additional or optional coverage such as a waiver of pre-existing conditions, accidental death or the Cancel for Any Reason benefit.

For more Information, please visit:  https://www.schengenvisaitinerary.com/

 

What affects the price of travel insurance?

 

Schengen Visa Travel Insurance

The Schengen visa is a tourist visa that allows international travellers to enter and freely move (with Flight Itinerary) within the 26 Schengen countries of Europe. Schengen visas have made traveling to Europe much easier for travellers who are visiting multiple European countries in the same trip, since they are no longer required to obtain multiple tourist visas to do so. International travellers who are visiting Schengen countries in Europe may be required to obtain a Schengen visa, depending on the country of their citizenship.

 

What affects the price of travel insurance?

What you’ll pay for travel insurance is affected by a number of individual things, such as:

•        Your age: Insurance is fairly cheap in your 20s and 30s, but the older you get the pricier it becomes – especially for over-65s and even more so for over-80s

•        Your activities: If you’re planning on any adventurous activities like skiing, scuba diving or hiking, you may need to pay extra to get covered

•        Your level of cover: Any additions you require on top of your standard level of protection, such as gadget or equipment insurance, will raise your premiums

•        Your destination: Local factors, such as the price of medical treatment and repatriation, can make your policy more expensive

•        Your holiday duration: The longer you’re away, the more you’re likely to pay

•        Your medical conditions: If you have a pre-existing medical condition, it may raise your premium. However, don’t be tempted to hide it to drop down costs, as this would invalidate your insurance.

For more information, please visit: https://www.schengenvisaitinerary.com/

 

 

Travel Visa Insurance is a must when applying for a Schengen Visa

 Schengen Travel Visa Insurance

When visiting Europe, travellers should be able to handle and financially cover medical services in case of an accident, injury or any other sudden event.

To take care of unexpected expenses that arise while travelling, having travel insurance has been proven to help travellers with financial support and comfort to continue their travel journey without worries for their travel Itineraries.

Schengen Visa Insurance Requirements

Medical insurance for Schengen visa must meet the following criteria:

•         Minimum coverage of at least 30,000 EUR (equivalent to 34,000 USD).

•         It should cover all member states of the Schengen Area.

•         Cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death.

Two travel insurance companies Europe Assistance and AXA provide the mandatory insurance certificate required when applying for a Schengen visa.

Even though travel health insurance is worth having for all travellers to Europe, not everyone is required to have it. Travel insurance policy is a mandatory requirement only for travellers who need to apply for a Schengen visa. This group of travellers is always required to have the needed coverage for the entire period of their stay in Europe, regardless if they go there for business, tourism, studying, holidays, or for other reasons.

Foreign travellers visiting Europe who enjoy visa-free travel to the Schengen zone can get their preferred travel insurance policy if they want to and while it is highly recommended – they are not required to.

Travel Insurance plans like: Schengen Plus from Europe Assistance and Europe Travel from AXA not only provide the mandatory insurance certificate needed for  Schengen visa but, also offer an extended coverage wherever you travel in the Schengen area or in the EU. The countries covered include the Schengen area, plus EU countries: Bulgaria, Romania, Croatia, Cyprus, Ireland, as well as the U.K.

Travel Visa Insurance is a must when applying for a Schengen Visa

Extract from “Regulation (EC) No 810/2009 of the European Parliament and of the Council of 13 July 2009”, which entered into force on April 5 of 2010:

“… Applicants for a uniform visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Member States.

The insurance shall be valid throughout the territory of the Schengen Area Member States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30,000” (…).

For more Information, Please visit: https://www.schengenvisaitinerary.com/

What Is the Best Travel Insurance for Schengen Visa?

 

The best Travel Insurance for Schengen Visa depends on each individual traveller, and what type of traveling they intend to do. Are you backpacking, flash packing, or going on a Bear Grylls Adventure?

Like we mentioned before, many insurance companies will have a fine print that stretches over numerous pages explaining the terms of the insurance. Even if it is a boring task, we strongly recommend that you read through all of these terms so you know exactly what your insurance covers and what it doesn’t. No insurance companies will cover any sickness that was present before the trip commenced, for example chronic asthma, joint pain or any other disease that did not occur on the trip itself.

Remember to also check if your Travel Insurance for Schengen Visa covers damage or loss of personal belongings, and if it covers the other party should you have an accident involving other people as well.

Of course, none of us want to end up in a situation where we have to use our travel insurance. However, one of our staff here at Schengen visa flight reservation actually had to use her travel insurance twice already! None of the incidents were severe, but hospital visits were required both times, and would have ended up costing thousands of dollars had she not had the insurance. So not only is it mandatory for your Tourist Schengen Visa Application, it’s also very risky not to have travel insurance, both for the sake of your health and your wallet!

If you have any questions or doubts about what to do about your Travel Insurance for Schengen Visa, just drop us a line on WhatsApp or send us an e-mail, and we will get right back to you with all the information you need about flight reservations for visa applications, visa consultation or advice and info on our Travel Insurance for Schengen Visa.

 

Requirements for Travel Insurance for Schengen Visa:

 

Schengen Visa Travel Insurance

New and unfamiliar food, culture, climate, environment, people; as satisfying and pleasurable travelling to another country is, it certainly comes with its own risks. In times like these, it is certainly essential to stay insured. If your visit is to the much-coveted Europe, a Schengen visa insurance is a crucial entity.

Although it is not an obligatory requirement for all travellers to Europe, it certainly is mandatory for people applying for a Schengen visa. The Schengen visa travel insurance will act as a financial cover in case of medical emergencies such as an accident, injury, or even other sudden unfortunate events. Be it compulsory or not, insurance is highly recommended while travelling. 

Requirements for Travel Insurance for Schengen Visa:

The first thing you have to do, is make sure you know what the requirements are for your Travel Insurance for Schengen Visa, as it can be slightly different from other travel insurance requirements.

In general, a travel insurance will cover a lot more than the checklist below, however this checklist is what is mandatory for your Travel Insurance for Schengen Visa and your Tourist Schengen Visa Application. If your travel insurance does not meet these criteria, your application will be rejected. The mandatory medical insurance requirements for any travel Insurance accompanying a Schengen Visa application are:

•        The insurance must cover urgent medical expenses as well as repatriation to your state of residence (in other words it must cover expenses in relation to your return to your home country)

•        The insurance must be valid for the entire duration of your stay in the Schengen Member States

•        The insurance must have a minimum coverage of €30,000

These are the mandatory requirements for any Travel Insurance for Schengen Visa, but make sure you read through the terms and conditions of your insurance thoroughly. For example, many insurance companies will not cover accidents caused by participating in “extreme sports”, but what many people don’t know is that even something as common as horse riding is in some cases considered extreme sport. Contact your insurance company if you are in doubt about your Travel Insurance for Schengen Visa.

For more information, please visit: https://www.schengenvisaitinerary.com/

Travel Insurance for Schengen Visa

WHAT IS TRAVEL INSURANCE?

Travel insurance is an important document for traveling, for your safe trip travel insurance is mandatory because unpredicted injury or illnesses are always possible while you stay in abroad.

To meet medical or health expenses in abroad might be much expensive, charges of travel insurance are low than medical treatment in another country.

Furthermore, we offer travel comfort essentially tour interruption, travel problem About the Flight Itinerary, missed luggage, medical expenses.

Schengen visa travels have qualified and experienced insurance faculty who guide you about your travel insurance and help you to sort out any problem you may have.

 

Travel Insurance for Schengen Visa

If you’re planning to visit Schengen area you need to obtain Travel Insurance for Schengen Visa.

During the tour travellers will be able to save their self from unexpected medical bills in case of an accident, injury or any other sudden happenings.

Travel Insurance will cover all your unexpected expenses during your trip to Schengen area travellers can continue their travel journey without worries.

 

TRAVEL INSURANCE FOR VISA APPLICATION

Whenever you make a plan to traveling to Schengen area or any other country of the world, the embassy of that country required some documents for your visa application, whether you are going for business, studying, work or for another purpose you should have information which documents are required for visa application. Travel insurance is one of the mandatory documents which you need to submit while visa interview and you can’t overlook this. Travel medical insurance basically provides you medical coverage while your trip in cases of an accidental situation.

Schengen visa travels recommended you to buy travel insurance for your safe journey.

 For More information, please visit: https://www.schengenvisaitinerary.com/

What Are the Coverages of a Schengen Travel Insurance?

 

Schengen travel insurance provides a wholesome coverage. According to the terms and conditions of the policy, you may be covered for the following situations under Schengen travel insurance in India:

•        Hospitalization

In case the policyholder contracts an illness while on a trip to any of the Schengen countries, the cost of treatment may be borne by the travel insurance company.

•        Interruptions in the trip

There could be an unanticipated unrest or bad weather conditions due to which the trip gets interrupted. The cost of such interruptions that are beyond the control of the policyholder might be borne by the insurance company.

•        Loss or delay of baggage

Your baggage could get delayed or stolen while on the trip. Due to which you would have to buy the required things, your travel insurance company may reimburse you for such expenses. As per the terms and conditions of your insurer, you may be reimbursed for parts of the luggage you lost.

•        Missed connections

If you have a connecting flight to reach your destination and miss it due to a situation beyond your control, for example, flight delay, your insurer will help you get another flight in order to reach your destination.

•        Repatriation of remains

If a person suffers death while on the trip, the insurance company may bear the cost of transporting the remains to his/her homeland.

•        Emergency Evacuation

In case of an emergency situation like an attack or an outbreak of a disease you may need to leave the country on an immediate basis. In such a situation, your insurer may bear the cost of this evacuation.

•        Accidental death or injury

In case you get injured in an accident or if the accident leads to death, you/ your family may be given a compensation.

•        Disability

If an accident leads to partial or permanent disability, your travel insurance company may bear the cost of treatment and may pay you a compensation.

•        Travel delays due to weather

Your travel insurance company may help you with the bookings if your trip gets delayed due to bad weather conditions.

What Is Not Covered Under Schengen Travel Insurance?

Here is a list of situations that may not be covered under the policy:

•        Pre-existing diseases

•        Self-inflicted injuries

•        Mental disorder

•        Injuries due to using an intoxicating substance

•        Pregnancy or related complications

•        Mental or psychiatric disorders

•        Traveling for the purpose of availing a medical treatment.

•        Carelessness (towards self or belongings)

•        War or nuclear threat

•        Expenses incurred when the insurance policy is not active

•        Cost of spectacles, hearing aids, contact lens, and other external appliances

•        Cosmetic surgery unless required as a result of an accident

•        Loss or damage of passport as a result of the confiscation or detention by the police or any other legal authority

The Bottom Line

Buying a travel insurance for your trip to a Schengen country is mandatory. Understand the coverage well, this will help you during your trip. Also, make it a point to read through the fine print of your policy document.

Schengen visa, Information about application requirements and travel medical insurance

 

Schengen visas are usually given for short periods of time. Usually it is issued for a 3-months period once in six months. For a longer period of time, so called national-visas are required.

Schengen visas are issued for visit or business purpose. National visas are granted for study or work purpose.

The Schengen visa allows traveling on the territory of the Schengen states (Belgium, Denmark, Germany, Estonia, Finland, France, Greece, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Austria, Poland Portugal, Sweden, Switzerland, Slovakia, Slovenia, Spain, Czech Republic and Hungary).

Schengen visa cannot be extended or re-written for any other purpose. Only in very exceptional circumstances when an extension is possible, for example, when a medical treatment is urgently needed.

People who come to study or research in Germany are advised to not only get a Schengen visa, because with the visa, residence permit may be required or not fundamentally rewritten. After the visa expiry, the foreign visitors must immediately leave the country.

To be considered for a Schengen visa, it is a must to secure a place to stay during the timeframe of your visa.

Applications for a visa can also be found on most German embassy sites.

Under Regulation (EC) No 810/2009 of the European Parliament and the Council of 13 July 2009 establishing a Community Code on Visas (Visa Code), following documents are required.

•           An application form,

•           A valid travel document,

•           A photography,

•           Documentary Evidence of sponsorship and a place to stay is required,

•           Evidence of travel medical insurance possession.

After the application has been accepted, it will take 15 working days after the submission to get the answer. In exceptional cases, it may take longer. Visa can be issued, refused or issued for limited territory validity. In cases of representation of another Schengen Member State, the applicant is required to not continue the application on the relevant authorities of the represented Schengen member states.

A Schengen visa is refused if the applicant:

•           Submitting a false travel document;

•           The purpose and the conditions of the intended stay was not justified;

•           Do not provide evidence that has sufficient resources to pay for living and return to their own countries.

•           Has exhausted the timeframe of three months during the current six-month period already;

•           SIS (Refusing entry Schengen Information) has been issued;

•           It is considered as a threat to public policy, internal security or public health on any Schengen State;

•           Do not prove that has and adequate travel insurance, if it is required;

•           Do not submit enough evidence or make statements that put the credibility and authenticity in doubt;

How to get a Schengen visa on Indian Passport without any travel agent's help

Of course, we all want to travel, and with Europe attracting a large number of tourists from India we are only more enthusiastic now! There has also been an increase in the number of tourists recently, and this has raised a lot of queries regarding the Schengen Visa among Indians, and how to apply for it. Quite simply put, it is a magical item for travelers.

Often, it’s considered as a hassle to apply for the visa, because requirements and formalities of an application process takes lots of efforts. Along with this, the fear of getting your visa rejected always lurks in mind.

This is the reason why travel agents and tours operators are minting money from travellers, and ignorance lands many in booking hefty package deals for Europe.

The countries issuing Schengen visas currently are Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

Here are the few things that one needs to keep in my mind while planning to apply for the Schengen Visa.

Plan your trip 3-4 months before with your itinerary; it is always feasible to select the cities you want to explore, which are nearby to each other, so that you can deduct the travel expenses and travelling time. The perfect idea would be to go for Eastern Europe or Western Europe in one go.

- The idea behind spending less on-air tickets is to go through deep research before booking your flight tickets and browse through 4-5 booking sites to get the best price of the ticket, and booking for a week-day ticket might give you the best deal.

- Book your hotels in advance like your flights, and try to go for refundable options, in case your plans change to stay somewhere else, you can cancel the booking anytime and go for other options available at that moment. One can book 2-3 stars hotels if travelling with the family, and hostels if travelling with friends or in groups.

- Collect all your bank documents with the bank stamp on it, marriage certificate if you are married, 6 months bank statement, savings statement, and any other document through which you can showcase your net worth.

- Get your no objection certificate from your workplace, if you are working. That helps a lot, from not getting any rejections.

- Book your flight tickets or bus tickets in advance, as travelling by trains will be expensive. There are many low-cost buses and airlines operating between cities.

- Go to an insurance company and get the travel insurance, basic plan for the trip.

- Take the print out of all the bank documents, booking details of hotels, insurance and inter-city flights, or bus tickets you have booked for your trip.

- Self attest all the documents, and book an appointment for the VFS Centre of the country, where you want to land first.

- Carry all your documents and submit at the VFS Centre on your appointment day, and give your digital fingerprints at the Centre and hope for the best.

Rest assured, you are in for a crazy Euro trip if you can get your Schengen visa sorted, and the idea is to pay as little as possible.

What are the Requirements and What Is the Best Travel Insurance for Schengen Visa?

Requirements for Travel Insurance for Schengen Visa:

The first thing you have to do, is make sure you know what the requirements are for your Travel Insurance for Schengen Visa, as it can be slightly different from other travel insurance requirements.

In general, a travel insurance will cover a lot more than the checklist below, however this checklist is what is mandatory for your Travel Insurance for Schengen Visa and your Tourist Schengen Visa Application. If your travel insurance does not meet these criteria, your application will be rejected. The mandatory medical insurance requirements for any travel Insurance accompanying a Schengen Visa application are:

·         The insurance must cover urgent medical expenses as well as repatriation to your state of residence (in other words it must cover expenses in relation to your return to your home country)

·         The insurance must be valid for the entire duration of your stay in the Schengen Member States

·         The insurance must have a minimum coverage of €30,000

These are the mandatory requirements for any Travel Insurance for Schengen Visa, but make sure you read through the terms and conditions of your insurance thoroughly. For example, many insurance companies will not cover accidents caused by participating in “extreme sports”, but what many people don’t know is that even something as common as horse riding is in some cases considered extreme sport. Contact your insurance company if you are in doubt about your Travel Insurance for Schengen Visa.

What Is the Best Travel Insurance for Schengen Visa?

The best Travel Insurance for Schengen Visa depends on each individual traveler, and what type of traveling they intend to do. Are you backpacking, flash packing, or going on a Bear Grylls Adventure?

Like we mentioned before, many insurance companies will have a fine print that stretches over numerous pages explaining the terms of the insurance. Even if it is a boring task, we strongly recommend that you read through all of these terms so you know exactly what your insurance covers and what it doesn’t. No insurance companies will cover any sickness that was present before the trip commenced, for example chronic asthma, joint pain or any other disease that did not occur on the trip itself.

Remember to also check if your Travel Insurance for Schengen Visa covers damage or loss of personal belongings, and if it covers the other party should you have an accident involving other people as well.

Of course, none of us want to end up in a situation where we have to use our travel insurance. However, one of our staff here at Schengen visa flight reservation actually had to use her travel insurance twice already! None of the incidents were severe, but hospital visits were required both times, and would have ended up costing thousands of dollars had she not had the insurance. So not only is it mandatory for your Tourist Schengen Visa Application, it’s also very risky not to have travel insurance, both for the sake of your health and your wallet!

If you have any questions or doubts about what to do about your Travel Insurance for Schengen Visa, just drop us a line on WhatsApp or send us an e-mail, and we will get right back to you with all the information you need about flight reservations for visa applications, visa consultation or advice and info on our Travel Insurance for Schengen Visa.