Requirements for Travel Insurance for Schengen Visa:
The first thing you have to do, is make sure you know
what the requirements are for your Travel Insurance for Schengen Visa, as it
can be slightly different from other travel insurance requirements.
In general, a travel insurance will cover a lot more
than the checklist below, however this checklist is what is mandatory for your
Travel Insurance for Schengen Visa and your Tourist Schengen Visa Application.
If your travel insurance does not meet these criteria, your application will be
rejected. The mandatory medical insurance requirements for any travel Insurance
accompanying a Schengen Visa application are:
· The insurance must cover urgent medical expenses as well as repatriation to your state of residence (in
other words it must cover expenses in relation to your return to your home
country)
·
The insurance must be valid for the entire
duration of your stay in the Schengen Member States
·
The insurance must have a minimum coverage
of €30,000
These are the mandatory requirements for any Travel
Insurance for Schengen Visa, but make sure you read through the terms and
conditions of your insurance thoroughly. For example, many insurance companies
will not cover accidents caused by participating in “extreme sports”, but what
many people don’t know is that even something as common as horse riding is in
some cases considered extreme sport. Contact your insurance company if you are
in doubt about your Travel Insurance for Schengen Visa.
What Is the Best Travel Insurance for Schengen Visa?
The best Travel Insurance for Schengen Visa depends on each individual traveler,
and what type of traveling they intend to do. Are you backpacking, flash
packing, or going on a Bear Grylls Adventure?
Like we mentioned before, many insurance companies
will have a fine print that stretches over numerous pages explaining the terms
of the insurance. Even if it is a boring task, we strongly recommend that you
read through all of these terms so you know exactly what your insurance covers
and what it doesn’t. No insurance companies will cover any sickness that was
present before the trip commenced, for example chronic asthma, joint pain or
any other disease that did not occur on the trip itself.
Remember to also check if your Travel Insurance for
Schengen Visa covers damage or loss of personal belongings, and if it covers
the other party should you have an accident involving other people as well.
Of course, none of us want to end up in a situation
where we have to use our travel insurance. However, one of our staff here at
Schengen visa flight reservation actually had to use her travel insurance twice
already! None of the incidents were severe, but hospital visits were required
both times, and would have ended up costing thousands of dollars had she not
had the insurance. So not only is it mandatory for your Tourist Schengen Visa
Application, it’s also very risky not to have travel insurance, both for the
sake of your health and your wallet!
If you have any questions or doubts about what to do
about your Travel Insurance for Schengen Visa, just drop us a line on WhatsApp or send
us an e-mail, and we will get right back to you with all the information you
need about flight reservations for visa applications, visa consultation or
advice and info on our Travel Insurance for Schengen Visa.
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