IS TRAVEL INSURANCE NECESSARY IN EUROPE? WHAT DOCUMENTS DO I NEED TO TRAVEL TO EUROPE?

 If you need a visa for traveling to the Schengen Area (you can check it out on iVisa), you will need Schengen Visa insurance to apply for it. Take into account that not all countries are required to have a Schengen visa to visit the Schengen area. We will talk about which countries are required and which are not in the following section.

But before jump in, let’s check why even if you don’t need a Schengen Visa, it can still be very helpful to buy Europe travel insurance. Here are a few of our own experiences that show how useful it can be to have travel insurance for Europe:

•           I was studying English in Ireland with my cousin when he had to have emergency surgery for appendicitis. His insurance covered all the costs upfront.

•           My brother was on a study tour in Italy when he came down with gastroenteritis and spent three days in the hospital. His travel insurance for Europe covered the costs of his hospitalization.

•           On a trip to Germany, my suitcase never came. Luckily, my Europe travel insurance covered all my clothes and basics that I needed for the trip.

•           Some years ago, I had a trip to Ukraine planned. For family reasons, I had to cancel it, and since I didn’t have Schengentravel insurance, I lost the money for the flights.

•           My mom’s bag was stolen in a bar in London. She didn’t have travel insurance for Europe and lost her cell phone, wallet (with ID and credit cards inside), and camera.

As you can see from the examples above, all kinds of unexpected things could happen to you while you’re traveling. It’s always better to have the security of travel insurance for Europe rather than to risk learning your lesson the hard way.

WHAT DOCUMENTS DO I NEED TO TRAVEL TO EUROPE?

The answer to this question will largely depend on if you’re traveling to a country that is included in the Schengen Area or not. Keep in mind: not all European countries are part of the Schengen Area. Some European countries are partof the Schengen Area, some are part of the European Union, and some are part of both.

Here’s the difference between Europe, the European Union, and the Schengen Area: Europe is a continent that comprises 50 different countries. Within that continent, different countries have various agreements and accords with each other. The European Union is made up of 28 European countries that have formed a political and economic union. On the other hand, the Schengen Area, which consists of 26 European countries, is a zone where all of the member countries have gotten rid of internal borders. This means that once you’ve entered the Schengen Area, you can move freely from one country to another.

WHAT COUNTRIES ARE IN THE SCHENGEN AREA?

Here are the 26 countries in the Schengen Area: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

From those countries, Iceland, Liechtenstein, Norway, and Switzerland don’t bellow to the European Union

WHAT COUNTRIES REQUIRED A SCHENGEN VISA TO VISIT THE SCHENGEN AREA?

If you are not one from one of the next 62 countries, you will need a Schengen visa: Albania, Andorra, Antigua and Barbuda, Argentina, Australia, Bahamas, Barbados, Bosnia and Herzegovina, Brazil, Brunei, Canada, Chile, Colombia, Costa Rica, Dominica, El Salvador, Georgia, Grenada, Guatemala, Honduras, Hong Kong, Israel, Japan, Kiribati, Macau, Malaysia, Marshall Islands, Mauritius, Mexico, Micronesia, Moldova, Montenegro, Nauru, New Zealand, Nicaragua, North Macedonia, Palau, Panama, Paraguay, Peru, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, Serbia, Seychelles, Singapore, Solomon Islands, South Korea, Taiwan, Timor-Leste, Tonga, Trinidad and Tobago, Tuvalu, Ukraine, United Arab Emirates, United States of America, Uruguay, Vanuatu and Venezuela.

However, in 2021, the European visa situation will change. Travelers from certain countries will need an ETIAS (European Travel Information and Authorization System), while others will need a Schengen Visa. The whole situation can be rather complex and confusing, so to help you, below is an explanation of the Schengen Visa vs. the ETIAS.