What are the requirements for Schengen visa travel insurance, and how can I obtain it?

When applying for travel insurance for a Schengen visa, the policy must meet the following requirements:

1. Medical Coverage

·       Minimum of €30,000 (approximately USD 32,000) for medical expenses.

·       Must cover all urgent medical treatment, hospitalization, and emergency care.

2. Repatriation Coverage

·       Must include coverage for the cost of medical repatriation (return to your home country for treatment).

·       Must also cover the repatriation of remains in the event of death.

3. Geographic Validity

·       Must be valid in all 27 Schengen countries, not just your country of entry.

·       The policy should explicitly state that coverage applies to the “Schengen States” or provide a full list of covered countries.

4. Duration of Coverage

·       Must be valid for the entire duration of your stay as indicated in your visa application.

·       For multiple-entry visas, coverage is required only for the first intended stay, though having a longer policy strengthens your application.

How to Get Travel Insurance

There are two main ways to obtain travel insurance for your Schengen visa:

1. Buy Online Directly

·       You can compare policies online from various insurance providers.

·       Be sure that the policy clearly meets all Schengen visa requirements.

2. Use Visa Service Providers

Companies such as Schengen Visa Itinerary simplify the process by offering Schengen visa–compliant insurance packages.

It has years of experience assisting customers with visa applications and can recommend travel insurance plans that meet Schengen requirements. To make the process stress-free, Schengen Visa Itinerary offers several packages tailored to different types of travellers.

To Obtain Schengen Travel Insurance:

1. Visit the Schengen Visa Itinerary website.

2. Select the travel insurance package that best fits your needs.

3. Submit your travel details and complete the payment online.

4. Receive your official proof of travel insurance directly by email.

These packages not only include travel insurance for visa applications, but can also provide other essential documents, such as hotel booking confirmations and flight itineraries for visa applications.

Note: Choosing the right travel insurance is essential for your Schengen visa application. Whether you research independently or use a specialized service, always ensure the policy clearly satisfies the mandatory requirements.