Schengen Travel Insurance
One of the most important requirements while traveling
abroad is to have a valid travel health insurance policy in place to combat any
unforeseen medical emergencies. A person traveling to the Schengen zone or the citizens
of any country within the Schengen area are highly recommended to purchase a
suitable Schengen TravelVisa Insurance for
the expecting visitor from another country as the guarantor of the visitor.
The importance of Schengen Visa Insurance
The majority of European countries come under the
domain of Schengen regulations. The Schengen area includes-Austria, Belgium,
Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary,
Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta,
Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and
Switzerland.
All the above 26 countries mandatorily require
Schengen travel insurance, without which it is not possible to obtain a
Schengen visa. Hence, anyone who is planning to travel to any country in the
Schengen zone is needed to buy suitable Schengen travel visa insurance also
known as Schengen visa insurance or Schengen visa health insurance.
Is Schengen Visa Insurance compulsory to take?
Among the many requirements taken into consideration
when applying for theSchengen visa, one is to have mandatory travel insurance.
Travelers who wish to visit Schengen zone need to
factor in any kind of unforeseen expenses that might crop up. There are several
reasons why it is inevitable and should be considered with due seriousness. The importance of the Schengenvisa insurance can be summed by the significant excerpt from Regulation (EC) No810/2009 of the European Parliament and of the Council in 2009,
which is as follows.
“… Applicants for a uniform visa for one or two
entries shall prove that they are in possession of adequate and valid travel
medical insurance to cover any expenses which might arise in connection with
repatriation for medical reasons, urgent medical attention and/or emergency
hospital treatment or death, during their stay(s) on the territory of the
Member States.
The insurance shall be valid throughout the territory
of the Member States and cover the entire period of the person’s intended stay
or transit. The minimum coverage shall be EUR 30,000”.